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Ripple and the Banking License: Regulatory, Operational, and Macro-Financial Implications for Institutional Investors
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Ripple and the Banking License: Regulatory, Operational, and Macro-Financial Implications for Institutional Investors

Ripple Labs is pursuing a structural transformation strategy aimed at full integration into the regulated financial system, notably through the potential acquisition of a banking license or an equivalent banking charter depending on jurisdiction. This evolution represents a fundamental shift in Ripple’s positioning—from a blockchain infrastructure provider to a regulated, institution-grade financial entity.

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