
Banks Preparing to Switch From USD to XRP — Cutting $120B in Annual Cross-Border Payment Costs
Global banks are quietly laying the groundwork to move away from USD reliance and toward the XRP Ledger as a settlement backbone. According to McKinsey, cross-border payments cost the global economy over $120 billion annually in fees and inefficiencies. By adopting XRP, banks could cut settlement times from 2–3 days to just seconds and reduce transaction costs by more than 90%.


















%2520(1).png&w=3840&q=75)




