WASHINGTON, D.C. — Ripple CEO Brad Garlinghouse said this week that he believes there is about an 80% chance that the long-debated CLARITY Act will be passed by the U.S. Congress by the end of April 2026, offering fresh optimism for regulatory clarity in the cryptocurrency industry.
Garlinghouse made the prediction during a recent television interview on Fox Business’ Mornings with Maria, where he discussed crypto legislation, digital asset regulation and the importance of establishing clear federal rules for the industry.
The CLARITY Act — formally known as the Digital Asset Market Clarity Act — has been under active discussion in Washington for months and aims to provide clear legal definitions and a regulatory framework for digital assets, stablecoins and the broader crypto market. Supporters say the bill could end years of uncertainty that have hindered investment, innovation and institutional participation.
Garlinghouse highlighted progress in negotiations between lawmakers, regulators and industry stakeholders in recent weeks, and said that while the bill is not perfect, moving forward with compromise is crucial. His remarks come amid rising prediction-market odds — with markets on platforms like Polymarket briefly pricing the CLARITY Act’s chances of passage at over 80% this year.
Industry watchers note that the bill has already cleared the House of Representatives and now faces deliberation in the Senate, where debates have centered on issues such as stablecoin yield protocols and jurisdictional oversight between agencies like the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission.
Support for the CLARITY Act has grown beyond crypto-native firms, with a number of traditional financial institutions and lawmakers pushing for a framework that can accommodate both digital assets and conventional financial markets. Garlinghouse stressed that clear rules could help attract more institutional capital into the U.S. crypto market.
The Ripple CEO’s comments reflect a growing belief among industry leaders that legislative action this spring could mark a turning point for U.S. crypto regulation — potentially making the country a more competitive venue for innovation and investment.
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