A group of six U.S. senators has reportedly urged federal banking regulators to reconsider capital treatment rules applied to digital assets. The lawmakers directed their concerns toward the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC). The focus of the criticism is a regulatory framework that assigns extremely high risk-weight requirements to certain crypto asset exposures held by banks. Industry participants argue that the rules effectively discourage banks from holding or providing services related to digital assets because of the large capital reserves required. Supporters of reform believe the current framework places U.S. financial institutions at a disadvantage compared with international competitors. They argue that more balanced regulations could encourage innovation while still protecting financial stability. The discussion highlights the continuing debate between regulators seeking to manage risk and industry advocates who want clearer pathways for institutional participation in the cryptocurrency market